The needs of every business are different. Some businesses carry inherent risks and out-of-the-box solutions don’t work or could put your business in jeopardy. Others businesses are selling online for the first time, and need a partner who can help them get it right. At BPP, we understand your business before recommending a solution, or trying to get you an account. We want to get it right the first time.
A small merchant, no matter the industry, might be ok with a single merchant account. However, higher risk creates higher liability for your provider and therefore many businesses run into limits quickly as they grow. We want to work with you before you go over your limits, or in more extreme circumstances are cut off from processing unexpectedly. Having accounts with more than one provider is critical to keep payments flowing without interruption. Even better, we can help you centralize your multiple accounts through a single technical connection and balance volume based on the processing limits you’re given. At other times you may need to process certain products through a different account. This can help reduce complaints by adding separate descriptors by product for your customers, or simply help lower your overall processing rates by processing a higher risk product separately. No matter what model your business follows, we can make a recommendation that will help you optimize and reconcile.
All the solutions we offer are PCI DSS compliant. PCI DSS (Payment Card Industry Data Security Standard) is an information security standard for organizations that handle branded credit cards from the major card brands that looks for and promotes the safety of cardholder data. See link for details: https://www.pcisecuritystandards.org/merchants/
In addition to keeping cardholders’ sensitive data secure, PCI compliance reduces the scope of the liability in case of a data breach. When you begin working with us, we learn your sales process and technologies to help recommend the best way to maintain compliance with as little effort as possible.
Card Brand and Regulatory Compliance
Many providers board your account without making recommendations to help reduce the risk of being shut down later. If you’ve ever gotten an account in minutes by checking a few boxes, we guarantee that a human review did not take place; therefore your business could be at risk.
We believe every merchant deserves a chance, and that might mean making changes to your website, disclosures or advertising policy before accepting cards with us. We want to work with you over the long term, which means keeping you safe and compliant.